What the data says, September 2026
Refreshed from FEMA's policy-level flood file. 3 counties covered.
- Cape May County, NJ: median single-family flood premium $454 (2019) to $901 (2025); 3,087 fewer homes covered; fastest riser Stone Harbor at +126%. County page
- Atlantic County, NJ: median single-family flood premium $523 (2019) to $950 (2025); 3,477 fewer homes covered; fastest riser Longport at +112%. County page
- Ocean County, NJ: median single-family flood premium $445 (2019) to $859 (2025); 7,985 fewer homes covered; fastest riser Lavallette at +109%. County page